Upgrading your home’s heating and cooling system is one of the most important investments you can make for comfort, energy efficiency, and long-term savings. But purchasing a new HVAC system can feel like a big expense, especially when it comes unexpectedly.
The good news? With HVAC financing options from CARJON, Rhode Island homeowners can enjoy a new, high-efficiency system today and pay over time with affordable monthly payments.
Heating and Cooling Installation Financing Options Through CARJON
CARJON partners with trusted lenders to provide simple, flexible HVAC financing options that fit your budget and your needs. Our goal is to help you stay comfortable year-round, without unnecessary stress or surprise expenses.
Right now, you can choose between two main financing options:
9.99% for 10 years
7.99% for 5 years
0% Interest, $0 Down, 0 Payments for 12 Months
Pick the option that works best for you. You can either spread out the payment over several years to make it easier to fit into your future budget, or, if you know you’ll have the full amount in the next year, start benefiting from a new high-efficiency HVAC system right away.
No matter which option you choose, CARJON’s financing and program process is easy and simple!
A quick, easy, and safe application process (online or over the phone)
A fast credit decision in about 10 minutes
No application fee, no closing costs, no prepayment penalties
No paperwork to fill out
We’ll help you review your options and find the plan that makes the most sense for your home, budget, and comfort goals.
Is It Worth It to Finance An HVAC System?
Whether your furnace has failed in the middle of a winter storm or your AC just can’t keep up with the summer heat, waiting to replace your HVAC system will often lead to higher energy bills and added repair costs. Financing a new HVAC system allows you to make a smart investment now, without draining your savings account.
Here’s why so many homeowners in Rhode Island choose to finance their HVAC upgrades:
Comfort when you need it most – Get your new system installed right away instead of waiting to save up.
Predictable monthly payments – Spread your investment out over manageable installments.
Energy savings – Upgrade to a high-efficiency unit that can help lower your utility bills immediately.
Increased home value – A modern, energy efficient heating and cooling system adds to your home’s long-term value.
Upgrade to Energy Efficient Comfort with Confidence
Replacing your outdated furnace, AC, or ductless mini-split system isn’t just about comfort; it’s about energy efficiency and savings. New high-efficiency systems use less energy, deliver quieter performance, and help reduce your carbon footprint.
If you’ve been considering a heat pump installation or want to switch from oil or propane to an all-electric system, financing can make it easier to take advantage of today’s rebates and incentives, like Clean Heat Rhode Island.
Can You Finance a Ductless Mini Split or Heat Pump?
Absolutely. CARJON offers financing for ductless mini-split installations and whole-home ducted heat pump systems, as well as traditional furnaces and air conditioners. These systems are among the most energy-efficient HVAC options available, offering year-round comfort and reduced energy use.
If you’re looking to improve comfort in hard-to-heat spaces or upgrade your entire system, we’ll help you explore both the financing and incentive options available so you can make the best decision for your home.
Why Homeowners in Providence Trust CARJON
Since 1989, CARJON has been helping Rhode Island homeowners stay comfortable with expert HVAC installation, honest guidance, and exceptional service. We understand that replacing your HVAC system is a major financial decision, and we’re here to make it as easy and affordable as possible. When you work with CARJON, you’re getting more than a new heating and cooling system; you’re getting a local team committed to your comfort, your budget, and your peace of mind.
