
Money doesn't grow on trees, and that's why it's important there are special programs in place to ensure you are getting the best value possible, especially when your heating or air conditioning or heating system breaks down unexpectedly. Please take a look at all the current programs available to the right, and if you have questions, contact us and we'll be happy to help!
Rebates, Financing, and Incentives
Maybe you’re interested in energy-efficient upgrades to lower your energy bills and make your home more comfortable. Or perhaps you’ve found yourself with a broken heating or air conditioning system unexpectedly. Whatever the reason you’re looking to upgrade your home’s heating, air conditioning, or home comfort systems, there are programs available to ensure you get the best value possible. Here at CARJON, we’re committed to helping you take advantage of these rebates, incentives, and financing opportunities, and are always here to help if you have questions.
Incentives and Rebates
There are significant incentives and rebates available for homeowners to offset the costs of energy-efficient upgrades this year, including:
The Inflation Reduction Act Tax Credit
The 25C Tax Credit (aka the Energy Efficient Home Improvement Credit) was part of the 2022 Inflation Reduction Act. Homeowners can claim a 30% credit each year on the total cost of qualifying energy-efficient upgrades. Eligible upgrades include:
Heat pumps and mini-splits (up to $2,000 max)
Furnaces, boilers, and central AC (up to $600 max)
The National Grid RI Rebate Program
CARJON is proud to be a qualifying contractor with Rhode Island Energy, making our customers eligible for significant savings and rebates on both energy-efficient equipment upgrades and energy usage when running that equipment:
Boilers: Up to $1,000 towards the cost of equipment
Furnaces: Up to $600 towards the cost of equipment
Heat pumps: Up to $1,250 per ton
Mini-split heat pumps: Up to $1,250 per ton
Central AC: $50 per ton
Reach out to CARJON to learn more about specific requirements, which units qualify, and to find out how much your home could save.
Financing with CARJON Air Conditioning and Heating
At CARJON, we understand that making a significant investment in home performance upgrades can be a large undertaking. We are pleased to offer assistance through financing for qualified customers with approved credit for air conditioning and heating projects. Here are some of the benefits of financing with us:
100% unsecured financing from $1,000 to $45,000 on approved credit
A quick, easy, and safe toll-free loan-by-phone application process
A fast credit decision in about 10 minutes
No application fee—No closing costs—No prepayment penalties
No paperwork to fill out
Currently, we offer two affordable loan options to choose from.
Spread the Cost Out - 6.99% Fixed APR for 7 Years
Long-term repayment option
Repayment terms of 84 months (7 years)
6.99% fixed APR, effective as of January 1, 2023, subject to change
First monthly payment due 30 days after the loan closes
Pay Later - 0% Interest, $0 Down, 0 Payments for 12 Months
Ideal for customers who don’t have all the cash now, but will within a year
365 days same-as-cash (no interest, no payments)
Repayment terms vary from 24 to 132 months
17.22% fixed APR, subject to change
Interest is waived if repaid in 365 days
6.99% 7-Year Reduced Interest Loan: Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101-2844) on approved credit, for a limited time. 6.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 84 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period.
12-Month Same-As-Cash Loans: Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101-2844) on approved credit, for a limited time. 19.99% fixed APR, effective as of 2/1/2023, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days. Repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after funds are disbursed.
Synchrony Home Design Credit Card
Expand your purchasing power with Promotional Financing through Synchrony.
Synchrony is one of the nation’s premier consumer financial services companies. Their roots in consumer finance trace back to 1932, and today they are the largest provider of private label credit cards in the United States based on purchase volume and receivables.
A simple application process, and fast credit decisions
Unsecured, revolving credit lines
Promotional financing options*
Convenient monthly payment options
Online account management
*Subject to credit approval. Minimum monthly payments required. See store for details.
For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.