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Need a new HVAC system? Rebates, tax credits, and flexible financing options make upgrading easier than ever. 

CARJON can help you take full advantage of the savings available. We’ve been Rhode Island's trusted local HVAC company since 1989, and we’re committed to making your HVAC repair or replacement as easy and affordable as possible. 

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Financing

We offer a range of financing options through trusted partners, including Regions Bank and Synchrony. It’s easy to apply with no paperwork, fast approvals, and no application fees or closing costs. 

Current Financing Offers

Member FDIC Equal Housing Lender

  • 120 Months, 9.99% with Minimum Monthly Payments (Regions Bank)

    Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake
    City, UT 84101) on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum
    loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due
    90 days after origination and monthly thereafter during open line period. When open line period ends,
    the balance becomes a fixed rate installment loan; repayment term is 120 months. Actual loan term
    may be shorter if less than the full approved amount of credit is used. First monthly loan payment due
    30 days from the end of the open line period. 120 monthly payments of $13.49 per $1,000 borrowed.
    The minimum monthly payment will be no less than $50.00.

  • 60 Months, 7.99% with Minimum Monthly Payments (Regions Bank)

    Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake
    City, UT 84101) on approved credit, for a limited time. 7.99% fixed APR, subject to change. Minimum
    loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due
    90 days after origination and monthly thereafter during open line period. When open line period ends,
    the balance becomes a fixed rate installment loan; repayment term is 60 months. Actual loan term may
    be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30
    days from the end of the open line period. 60 monthly payments of $20.54 per $1,000 borrowed. The
    minimum monthly payment will be no less than $50.00.

  • 12 Months, 0% interest, No Minimum Payments (Regions Bank)

    Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake
    City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will
    not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin),
    effective as of [date], subject to change. Minimum loan amounts apply. Interest starts accruing when
    funds are disbursed. Interest waived if repaid in 365 days from first disbursement. When open line
    period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132
    months. Actual loan term may be shorter if less than the full approved amount of credit is used. First
    monthly loan payment due 365 days after first disbursement. If no payments made during same-as-cash
    period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed
    depending on term. The minimum monthly payment will be no less than $50.00.

  • 25 Months, 0% Interest Until Paid in Full – On qualifying Mitsubishi systems only (Synchrony)

Not sure which HVAC financing plan is right for you? We’ll help you compare your options and find the best fit for your needs. Why Wait? Apply today!

Financing is available to qualifying customers with approved credit. Please contact us for full details and credit approval. 

0% Interest HEAT Loan Financing 

The Rhode Island Energy HEAT Loan offers up to $25,000 in financing at 0% interest for up to 7 years on qualifying heating and cooling upgrades. To be eligible, you must participate in the EnergyWise Home Energy Assessment Program. 

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Rebates & Tax Credits

Incentives like utility rebates and federal tax credits make it more affordable than ever to install new heating and cooling equipment. CARJON can help you take advantage of current incentives to save thousands of dollars on your HVAC system replacement. 

Rhode Island Energy HVAC Rebates

Rhode Island Energy offers generous rebates for electric and natural gas heating systems. As a participating contractor, CARJON can help you take advantage of these savings. 

  • Heat pump rebates ranging from $150 to $1,250 per ton, depending on system type and capacity

  • Energy efficient gas furnace rebates up to $550 

  • Energy efficient boiler rebates up to $800 

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Rhode Island Energy Programs

Oil to Gas Conversion Program 

Still heating with oil? It might be time for an upgrade. Natural gas is a cleaner, healthier option that’s better for your family and the environment. Plus, it’s typically more affordable than heating with oil and can help reduce your energy bills. 

With CARJON, switching from oil to gas is easy. Rhode Island’s trusted expert for natural gas conversions. 

  • Special pricing on equipment for oil-to-gas conversions

  • Save up to $600 on gas heating equipment with federal tax credits and $550-$800 with Rhode Island Energy rebates 

  • Fast and easy process through our close partnership with Rhode Island Energy

Don’t leave money on the table! Contact CARJON today to find out how much you could save on your HVAC upgrade.

Special Financing Offers

Regardless of what HVAC upgrade you’re making to your home, you could qualify for flexible financing. Here are some of our current programs; please see us for full details and credit approval:

  • 120 Months, 9.99% with Minimum Monthly Payments (Regions Bank)

  • 60 Months, 7.99% with Minimum Monthly Payments (Regions Bank)

  • 12 Months, 0% interest, No Minimum Payments (Regions Bank)

  • 25 Months, 0% until Paid in Full (Mitsubishi systems only) (Synchrony)

UTILITY COMPANY/ENERGY STAR INCENTIVES AND REBATES 

There are significant incentives and rebates available for homeowners to offset the costs of energy efficient upgrades this year, including: 

The Inflation Reduction Act Tax Credit 

The 25C Tax Credit (aka the Energy Efficient Home Improvement Credit) was part of the 2022 Inflation Reduction Act. Homeowners can claim a 30% federal credit each year on the total cost of qualifying energy efficient upgrades. Eligible upgrades from CARJON include: 

RI Energy Rebates 

CARJON is proud to be a qualifying contractor with Rhode Island Energy, making our customers eligible for significant savings and rebates on both energy efficient equipment upgrades and energy usage when running that equipment: 

  • Boilers: Up to $800 

  • Furnaces: Up to $550 

  • Heat pumps and mini splits: Ranging from $150 per ton up to $1,250 per ton. The exact amount of the rebate you’ll receive depends on your current heating system and system capacity. 

Reach out to CARJON to learn more about specific requirements, which units qualify, and to find out how much your home could save.

Clean Heat Rhode Island Rebates

In addition to the Rhode Island Energy heat pump rebates, homeowners can also take advantage of rebates through Clean Heat Rhode Island. Eligible heat pumps and mini splits can earn you an extra $1,000 per ton in savings, which can be combined with Rhode Island Energy rebates!

Make your next home upgrade more affordable with CARJON. Call 401-232-9400 or contact us online to get started.

Need home upgrades?

Make them more affordable with incentives & financing!

401-232-9400

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